Lloyds Banking Group is to close a further 95 branches across the UK

Lloyds Banking Group has announced plans to close a further 95 High Street branches, as the UK’s largest banking group continues to reduce its physical network due to falling branch usage.

The closures will affect 53 Lloyds Bank sites, 31 Halifax branches and 11 Bank of Scotland sites between May this year and March 2027.

The latest move comes on top of an existing plan to close 49 branches in October. Once all the announced closures are completed, Lloyds Banking Group will operate 610 branches across the country.

A spokesperson for the group said: “Customers want the freedom to bank in a way that works for them, and we are offering more options and ways to manage money than ever before.” The bank said more than 21 million customers now use the mobile app as their primary method of banking.

The decision reflects a broader industry trend, as the adoption of digital banking accelerates and the decline of physical branches slows. A growing number of services, from account management to real estate consulting, are now offered online or remotely.

The announcement follows a similar move by Santander UK, which recently confirmed it will close a further 44 branches, putting around 300 jobs at risk.

In contrast, the UK’s largest building society, Nationwide Building Society, has pledged to keep all of its 696 branches open until at least 2030, although it has scaled back its legacy in the past.

Banking centers, shared spaces where multiple banks provide personal services, are being implemented in some areas, but the pace of opening remains slower than the rate of closing branches.

The closures cover towns and cities across England, Wales and Scotland, including sites in Birmingham, Bristol, Cardiff, London, Manchester, Glasgow, Aberdeen and Swansea, among others.

Critics of branch closures say vulnerable and elderly customers are at risk of being excluded as services move online. Banks, however, maintain that they are adapting to customer demand and investing heavily in digital infrastructure.

With more than 21 million customers now primarily banking via smartphone, Lloyds’ latest decision underlines the structural change in the rebranding of UK retail banking, and the continued decline of High Street branches.

Full list of closures

Lloyds Bank – Aberdare
Lloyds Bank – Altrincham
Lloyds Bank – Birkenhead
Lloyds Bank – Birmingham, Blackheath
Lloyds Bank – Birmingham, Bordesley Green
Lloyds Bank – Birmingham, Highters Heath
Lloyds Bank – Birmingham, Upper Kingstanding
Lloyds Bank – Bournemouth
Lloyds Bank – Bristol, Fishponds
Lloyds Bank – Cardiff, Victoria Park
Lloyds Bank – City of London, Cheapside
Lloyds Bank – Clevedon
Lloyds Bank – Coalville
Lloyds Bank – Crowborough
Lloyds Bank – Daventry
Lloyds Bank – Didcot
Lloyds Bank – Ebbw vale
Lloyds Bank – Golders Green
Lloyds Bank – Heswall
Lloyds Bank – Hinckley
Lloyds Bank – Hoddesdon
Lloyds Bank – Honiton
Lloyds Bank – Horncastle
Lloyds Bank – Hull, Hessle Road
Lloyds Bank – Hull, Ings Road
Lloyds Bank – Kingswinford
Lloyds Bank – Lancaster
Lloyds Bank – Llangefni
Lloyds Bank – London, Camberwell
Lloyds Bank – London, Fitzrovia
Lloyds Bank – London, London Bridge
Lloyds Bank – London, Streatham
Lloyds Bank – London, Victoria
Lloyds Bank – London, West End
Lloyds Bank – Lymington
Lloyds Bank – Moreton-in-Marsh
Lloyds Bank – Newmarket (Suffolk)
Lloyds Bank – Norwich, Aylsham Road
Lloyds Bank – Reading, Woodley
Lloyds Bank – Redhill
Lloyds Bank – Ringwood
Lloyds Bank – Sevenoaks
Lloyds Bank – Southam
Lloyds Bank – Staines-upon-Thames
Lloyds Bank – Stoke-on-Trent, Longton
Lloyds Bank – Street (Somerset)
Lloyds Bank – Swansea, Winch Wen
Lloyds Bank – Tewkesbury
Lloyds Bank – Uttoxeter
Lloyds Bank – Wareham
Lloyds Bank – Wednesbury
Lloyds Bank – West Byfleet
Lloyds Bank – Wolverhampton, Tettenhall
Halifax – Ashington
Halifax – Ashton-under-Lyne
Halifax – Billingham
Halifax – Bognor Regis
Halifax – Bridgend
Halifax – Cardiff, Roath
Halifax – Chichester
Halifax – Chorley
Halifax – Croydon
Halifax – Cwmbran
Halifax – Doncaster, Armthorpe
Halifax – Ellesmere Port
Halifax – Goole
Halifax – Greenford
Halifax – Halesowen
Halifax – Horsham
Halifax – Leeds, Bramley
Halifax – Liverpool, Hunts Cross Shopping Park
Halifax – London, Hammersmith
Halifax – London, Pentonville
Halifax – London, Surrey Docks
Halifax – Manchester, Didsbury
Halifax – Mexborough
Halifax – Nottingham, Beeston
Halifax – Nottingham, West Bridgford
Halifax – Shipley
Halifax – Skelmersdale
Halifax – Southgate
Halifax – Sutton Coldfield
Halifax – Thornaby-on-Tees
Halifax – Torquay, Lymington Road
Bank of Scotland – Aberdeen, Bridge Of Don
Bank of Scotland – Balivanich
Bank of Scotland – Blairgowrie
Bank of Scotland – Broughty Ferry
Bank of Scotland – Glasgow, Baillieston
Bank of Scotland – Haddington
Bank of Scotland – Kelso
Bank of Scotland – Lochgilphead
Bank of Scotland – Penicuik, John Street
Bank of Scotland – Rutherglen
Bank of Scotland – Stonehaven